Without a merchant account, you will not be able to accept payment via credit card or debit card. Vitamins, Skincare, Nutraceutical The nutraceutical (or "Nutra") sector is not a laughingstock. Accept debit & credit cards. Accept Credit Cards With Less Limitations. This is well over what Visa considers an excessive level of chargebacks. As long as your business has a monthly processing volume of at least $50,000 per month, we can help you get. The process of obtaining a merchant account can be time-consuming and complex, especially for businesses in the nutraceutical and sports nutrition space. echeckprocesssing. Nutraceutical Merchant Account. Regarding in-person payments, 31% of consumers choose credit cards, and 34% select debit cards. A merchant account is what allows your business to process payments made by credit, debit, gift or rewards cards. One study showed the average value of a cash transaction was $22, compared to $112 for the average non-cash transaction in 2019. (Read card review) Bank of America® Business Advantage Customized Cash Rewards Mastercard® credit card. Rates may be lower than you think. Nutraceutical products (commonly known as Nutra products) have formed a billion dollar market. Secured Payments All transactions are secured and encrypted for safety and security. MID KINGZ offers POS systems and terminals for your retail business. To accept credit and debit cards for your business, you need a merchant account to properly manage the money transfer from. Support the University British Columbia Mastercard while using your BMO credit card,. Without a mer. Nutra merchant account enables one to accept different payment options. Most businesses have issues taking off, but when that business is labeled as “high risk”, the problems mount even higher. APPLY NOW! Req. Live Chat, Phone & E-mail Support. Redefining Nutraceutical Business with Credit Card and Crypto Merchant Accounts I. SMB Global: Best for international merchants. A merchant account is a specific type of bank account that allows merchants to accept payments. Many of your customers do not have cards or are maxed out on cards. Businesses need nutraceutical merchant accounts to accept payments from buyers. The company has earned high marks for its outstanding customer service and customized pricing plans. Stax: Best for Subscription Pricing. Chargeback Prevention. A merchant account is a specific type of bank account that allows merchants to accept payments. We’ve put together a series of automated underwriting checks that will approve certain industry types in real time. Look for a mobile card reader that’s able to accept payments from a mobile device or digital wallet, as those payment methods are also increasing in popularity. The merchant. Power Your Business With Nutraceutical Merchant Accounts and Payments From Scalesafe Payments — Easy, Reliable, and Secure. Luckily, it is possible to do without worries and hassle. This is true whether you sell digital goods online or physical items in-store. TailoredPay also works with both small and large businesses across multiple industries and sectors. Over the years, Shark Processing has partnered with leading credit card issuers, such. All Nutraceutical Merchants welcome. This allows the acquirer to offer payment services to their clients. 3% for a debit card. There are two main reasons for this. This type of merchant account allows businesses to accept credit and debit card payments from customers and process them securely. Nutraceutical companies can often find it difficult to accept credit card payments due to the risk involved with their products. This setup provides secure merchant processing while preserving features like their Advanced Fraud Detection Suite (AFDS) and their Customer Information Manager (CIM). Need to Open a Nutraceutical Merchant Account? Nutraceutical merchants often have trouble finding online credit card processing and a reliable nutraceutical merchant. Nutraceutical merchant accounts for enterprises selling nutraceuticals online and require credit card processing to sell their products. If your nutraceutical merchant account was shut down today and you could no longer accept credit cards, how long could you keep the doors open? Everyday basic payment. When using an offshore merchant account, your acceptable chargeback ratio increases from below 2% to 3-4%. There are slightly higher credit card processing fees and a reserve fund is commonly, although not always, required for nutraceutical merchant. Merchant Stronghold is an online payment service provider which helps you accept payments from all around the world. High volume offshore merchants accounts are preferred by most international acquiring banks. Payments Buttons. Nutraceuticals are defined as food products or dietary supplements that provide additional health benefits beyond those that would be obtained from a normal diet. Taking part in the growth of Internet sales of vitamins and supplements One portion of the U. We see cannabinoids and hemp products all over the internet. START PROCESSING WITH US TODAY. Their consumption of calcium, Vitamin D, fish oil capsules, and supplements to keep joints moving without pain are at record levels. Square: Best overall. Ideally, this type of nutraceutical merchant account utilizes the credit card machine or point of sale. At UniBul, we give you a nutraceutical merchant account with: Fast application approvals. Nutraceutical Merchant Account. For any E-commerce site, to accept payment by multiple means you need a proper payment gateway and a merchant account that supports your needs. The more ways customers can buy from you, the more sales you make. Higher payment processing fees. We at SeamlessChex understand the challenges faced by online supplement businesses, for we excel in managing fraudulent charges and high chargeback rates. This is how you receive money if you’re ever paid by. Our MOTO merchant account allows users who operate call centers to create multiple virtual terminal users with payment gateway access. A competitive payment processing fee for a standard retail small-business account might be 2. They are governed and administered by an. Goods or Service Offered. However, you may visit "Cookie. If you use a nutraceutical merchant account, you can sell supplements, vitamins, and herbal products without the fear of. Los Angeles, CA (PRWEB) January 26, 2015 -- eMerchantBroker is proud to announce merchant account support for all businesses dealing in the nutraceuticals industry. STEP 4: OBTAIN NECESSARY PERMITS AND LICENSES (FDA. Finding a willing acquiring bank is slightly more challeging then getting a. Card payments are the greatest source of your cash flow. Director, Payment & Banking Services. Built-in virtual terminal. Common Types of Nutraceuticals. Without a merchant account, you will not be able to accept payment via credit card or debit card. START PROCESSING WITH US TODAY. With our nutraceutical payment processing, we make it easy to accept payments. For any E-commerce site, to accept payment by multiple means you need a proper payment gateway and. National Processing. Prior financials is also a very important part of the underwriting process for acquiring banks. Customers provide their credit card info, and then the payment gateway passes the information between the selling business, the customer’s bank, and the seller’s bank, either approving or declining transactions along. Without a merchant account, you will not be able to accept payment via credit card or debit card. The company’s products include ACH processing, an online payment gateway, merchant cash advance,. Offers & Programs. [3] Key In Information On Mobile Credit Card Processing App . Without a merchant account, these businesses have no way to accept credit and debit card transactions. That timeframe can vary based on your business and your credit history. So, when a nutraceutical company applies to a bank for a merchant account to accept debit and credit transactions, it hits a wall. audience that continues to be extremely health conscious is the baby boomers. Compliance Support. Get Payment specializes in offering high risk nutraceutical merchant accounts, tailored to meet the unique needs of businesses in this industry. QuickBooks has a free mobile card reader available. After a customer pays for a product or service via credit card, the processor deposits the funds into a merchant account. Allied Payments works with various high-risk friendly banks and specialized payment processors. Merchant One: Best for Flexible Pricing. At Allied Payments, we have focused on providing businesses with specialized continuity merchant account services. If you want a successful high-risk merchant account application process, then you are going to need to know what to expect from the process. Square Merchant Services: Best for Startups. A nutraceutical merchant account is a type of merchant account that is specifically designed for businesses that sell nutraceutical products, such as dietary supplements, vitamins, and other health-related products. An EMerchant Authority nutraceutical merchant account allows you to accept all credit cards, meaning you can sell your nutraceutical products to customers from all over the world. For example, a merchant account like Seamless Merchant offers more than 25 bank relationships, allowing businesses to accept credit card payments securely, quickly, and efficiently. Canadian Merchant Account; Card Scheme; Cashless ATM Program; CBD; Chargeback Shield. Host Merchant Services: Best for large high-risk businesses. The Southern Institute can help! We specialize in merchant accounts for nutraceutical companies and more. Fortunately, TailoredPay can help businesses in the nutraceutical industry find the right high-risk merchant account for their needs. A retail nutra merchant account allows your business to accept face-to-face credit and debit card payments via a credit card machine or point of sale system. Multiple Merchant Accounts. It is important for nutraceutical businesses to partner with high-risk payment processing providers that support credit card processing and offer competitive. Merchant accounts accept credit cards, debit cards, and other common types of online payment options, and having the right one can make the transaction process reliable and smooth for your customers. S. Mail Order & Telephone Order. Typically, a merchant account is used for credit card processing and eCheck processing, but can be used for a variety of payment processing needs. Mobile: A mobile merchant account is more portable and allows your company to accept nutraceutical payment through credit card face to face by attaching the swiping machine to your mobile or iPad. Nutraceutical Merchant Accounts; Pharmacy Merchant Accounts; Ticket Brokers; Travel Agency Merchant Accounts; All High Risk Merchant Accounts (877) 441-6801;. For more information, visit the PaymentCloud website or call (888) 506-7859. However, there are various high-risk merchant. If you use a nutraceutical merchant account, you can sell supplements, vitamins, and herbal products without the fear of. Our merchant card accounts allow you to accept all major credit cards, including Visa, MasterCard, Discover and. Different types of fees make up the monthly bills; including set fees and sales-based costs. U. 1. Collection Agencies. Nutraceutical Merchant Accounts; Pharmacy Merchant Accounts; Ticket Brokers; Travel Agency Merchant Accounts; All High Risk Merchant Accounts (877) 441-6801. Accept payments any way customers want to pay you. For an instant quote on an Instabill nutraceutical merchant account, call us directly at 1-800-318-2713 or simply click the button to get started. With its high approval rates, secure payment processing, and nutraceutical-specific features and services, PaymentCloud offers everything that nutraceutical business owners need to accept credit card payments from their customers. PSPs let you accept a wide range of payment. When a customer purchases a product using a credit card or other electronic payment method, a merchant account communicates with the card issuer, withdraws funds from the customer’s account, and credits the merchant. Rates & Terms for Offshore Merchant Accounts. The customer service department of D&B will be aware which financial stress class you belong to. Banks issuing the cards receive these fees. As the technology is helping us more and more day by day this account is best for nutra business due to its portability as now you can. the pandemic made it clear how businesses can adapt to a digital platform to continue operations and accept credit card payments online as both younger and older. The company is best known for providing affordable credit card processing services to various high-risk industries. High volume Nutra merchant accounts are our specialty. Services. This has left numerous. Online Payments | National Merchants. This includes the sale of Supplements, Vitamins, Herbs, and other Nutraceuticals, that may be considered High-Risk by some payment processors. Even if you have been previously rejected by other credit card processors or have a bad credit score and. Accept credit card payments online hassle-free. S. PCI Compliance. Typically, a merchant account is used for credit card processing and eCheck processing but can be used for a variety of payment processing needs. Regardless of whether you receive card payments in person or online, the transaction process typically involves these basic steps: The customer swipes, inserts or taps their credit card or mobile. That timeframe can vary based on your business and your credit history. Yes. Investing. If you are looking forward to. Allocate the amount of processing you want to send through each merchant account. Most credit card processors offer their own proprietary hardware. Processing of all major credit card. According to Euromonitor International, a global market intelligence publisher that provides market research reports, statistics and online information systems on industries, countries, and consumers, the US vitamin and dietary supplement market is. Securing a bad credit merchant account will allow your business to get off the ground. The Comprehensive Guide to Healthcare Credit Card Processing. Six steps one should make to open a nutraceutical merchant account: 1. Stripe is a payment processing platform that allows you to accept credit cards, debit cards, and other forms of electronic payment. However, these providers do not. , but it won’t save you any money, either. Retail Payments. About Us; Services. TouchSuite ® Offers Efficient Merchant Services And Payment Processing For Your Nutraceutical Company. View accounts individually or on a global basis. With the great security and leading customer satisfaction, our company is your answer. Offset the cost of credit card processing fees by encouraging customers to pay in cash. In addition, nearly 50 percent of Americans said they carry cash with them less than half of the time they’re out, according to one recent survey. com’s expert team can help you receive a merchant account for your online, shopping cart, recurring billing or free trial nutraceutical business in as little as 24 hours. And they often increase the chance that their merchant account will get. If you are finally looking forward to. Comprehensive Merchant Account Solutions for Nutraceutical Businesses. Companies that offer pharmaceutical alternatives struggle to obtain nutraceutical merchant accounts because the industry still struggles to find. International merchant support. Without a merchant account, you will not be able to accept payment via credit card or debit card. As the popularity of dietary supplements, vitamins, and herbal remedies continues to soar. They will help set you up with a POS system after opening your merchant account. Regarding in-person payments, 31% of consumers choose credit cards, and 34% select debit cards. Here are some more guides on high risk merchant account providers. High risk merchant services is provided for all legal forms of high risk business types. government regulates nutraceutical businesses, which means. THE BENEFITS OF HAVING AN ONLINE MERCHANT ACCOUNT. High Risk Nutraceutical Integrations. Secure, dependable payment gateway. Start accepting credit cards with our low rate moto merchant. Decide where to receive your credit card payments. Today, most merchants with CBD stores can use their credit card machines for various transactions, including card-not-present. No caps on your processing volume. When choosing a high-risk payment processor, be sure to ask as many. Accepts online transactions of all types: Debit Card, Credit Card, and ACH. Its monthly fee is $0, and it stays that way with no hidden costs or fees. EMV capable, PCI Compliant, and modern for 2020! MK Cash Discount . Some storefront and MOTO businesses use payment. Resources; Have any Questions? Call us at (800) 621 - 4893; Are you an Agent? Get Started;. Step 3: Set up payment terminals. Typically, a merchant account is used for credit card processing and eCheck processing but can be used for a variety of payment processing needs. Accept Credit Cards. The transaction process that occurs when a sale is made between a customer and a merchant involves a number of actions and steps taken by the previously mentioned players. Power Your Business With Nutraceutical Merchant Accounts and Payments From MID Kingz Solutions — Easy, Reliable, and Secure. When seeking an ideal solution for adult merchant processing, that includes online dating, strip clubs, adult book stores, novelties, toys, and websites that require memberships for pornography, it can be a tedious process to successfully accept debit and credit cards. 5. You have to meet your customer’s expectations by providing a way for them to pay. We will allow your company to accept leading credit cards by either physical or virtual terminals. Zen Payments can help you get multiple merchant accounts, reducing the risk that you will be left without a way to accept payments. Offshore High Risk Merchant Accounts for Nutraceutical Products For any E-commerce site, to accept payment by multiple means you need a proper payment gateway and a merchant account that supports your needs. To get a merchant account, one must submit an application with a merchant account provider. Retail Payments. A merchant account is a business bank account for accepting credit card payments. As a global leader in providing references for nutraceutical businesses to obtain merchant account services, MerchantNegotiators. Accept credit / cards for US and international buyers. 700-749 Good. This alert system helps keep. Preferential rates exclusive to Merchant Advice. The merchant account is a type of bank account allowing businesses to accept payments. Only you, your merchant account provider, and payment processor should know about it. Decide where to receive your credit card payments. If you are looking for an ethical credit card processor that doesn’t hide fees or lock you into expensive contracts, see Phillip’s merchant account picks here. Nutraceutical. In certain situations, we can expedite the setup process in 1 business day. Phillip has researched and reviewed over 1,000 merchant services providers over the last 15 years. Nutraceutical Merchant accounts permit you to acknowledge diverse payment alternatives guaranteeing that your organization gets more deals. Allied Payments works with various high-risk friendly banks and specialized payment processors. That leaves your business without a way to take credit card payments, which usually means that your revenue stops. First, the industry is. Apply for a Nutraceutical Merchant Account to Accept Credit Cards. Integration Help. Allow 3-5 business days for approval of US nutraceutical credit card processing accounts. Your information will be kept completely confidential. 95%;Nutraceutical Merchant Accounts; Online Gaming Merchant Accounts; Online Pharmacy Merchant Accounts; Recurring Billing Merchant Accounts; Tech Support Merchant Accounts;. QuadraPay And Nutraceutical Credit Card Processing Operating a business in the nutraceutical industry comes with unique. services that are. A retail nutra merchant account allows your business to accept face-to-face credit and debit card payments via a credit card machine or point of sale system. Nutraceutical industry is viewed as dangerous by most payment choices and consequently they don't accept direct payment to your organization. This is often a way to get around big banks’ refusal to underwrite adult businesses, but it has another hidden advantage as well. Merchant accounts accept credit cards, debit cards, and other common types of online payment options, and having the right one can make the transaction process reliable and smooth for your customers. Documents. For most businesses, this is an acceptable tradeoff. Don’t let payment processing issues hold you back – contact QuadraPay today to learn more about their services and how they can help your nutraceutical business thrive. A Nutraceutical Merchant Account allows business owners to accept credit card payments for the high risk nutraceutical industry. From account management software and CRMs to accounting applications, we can link into them all with just a click of a button. However, without the right merchant processing solution, your customers can become frustrated, and you can lose money through lost businesses. Merchants can accept several payments, from bank cards to cryptocurrency, with a reliable ecommerce. Without this business account, which actually works more like a line of credit, a merchant cannot accept and process credit and debit card transactions. A merchant account is what allows your business to process payments made by credit, debit, gift or rewards cards. Catherine Nightingale. To get a merchant account, one must submit an application with a merchant account provider. Any merchant account provider that is allowing you actually to accept credit cards is doing so by defrauding their member bank. D. Without a merchant account, you will not be able to accept payment via credit card or debit card. Without a mer. QuickBooks Payments offers: Integration with well-respected QuickBooks accounting software. The Best Merchant Account Services. In The MediaA merchant account is a business account through a bank or merchant service provider that allows the business to accept payments from customers by credit and debit cards. A merchant account is a must-have in order to accept credit card transactions. Nutraceutical Merchant Accounts; Tech Support; High Risk Merchant Accounts; Low Cost Credit Card Processing; CBD Merchant Accounts. Accept payments any way customers want to pay you. One-time & Recurring. As consumers increasingly embrace dietary supplements, vitamins, and…Starting an online business that accepts credit cards is a huge goal for online merchants. Many. At UniBul, we give you a nutraceutical merchant account with: Fast application approvals. The application process was a pain and it took. Unfortunately, many credit card processors do not want to work with nutraceuticals businesses. Chargebacks occur whenever a customer returns an item or they pay with a bad check or over-extended credit card. This includes information on individual transactions and batch totals with comprehensive reporting tools. Your customers will likely appreciate being able to use their credit cards especially for online payments. If you want to purchase CBD online or through a retailer’s store, you must make an alternative payment option ready as no one will accept the credit cards. As the demand for nutraceutical products continues to rise, the importance of high-risk merchant accounts cannot be overstated. While it is true that cannabis-related businesses have been treated unfairly, they are still able to get a merchant account. We utilize a variety of processing techniques to ensure that payment processing, fraud prevention and chargeback disputes are all easy processes for our high-risk accounts. Mobile Card Reader. Banks that fund nutraceutical merchant accounts that market illicit ingredients or goods can be found responsible once more. Navigating these complexities requires a strategic approach, a commitment to quality, and partnerships with specialized high-risk payment processors. Fraud Prevention. High-risk payment processing, also known as high-risk merchant processing, is a specialized service designed to cater to businesses that operate in industries with elevated risks. Even though over 75% of adult Americans take a dietary supplement, this is the case. In most cases, the money then transfers to the business's account in. Under the new rule, merchants are no longer required to register with Visa. The credit card issuer will release the funds to the merchant acquiring bank, which will settle the funds to the merchant’s bank account. Vendors who primarily sell online nutraceuticals need to accept credit cards for their products . To help nutraceutical entrepreneurs, DigiPay Solutions has created a “nutraceutical primer” with important information about setting up a merchant account, controlling. What’s important to understand is that this is their business model; fast approvals, fast closures. Best one-stop shop: First Card Payments. Our merchant account managers offer expert advice and guidance throughout the relationship of your account and will help you prevent fraud, reduce chargebacks and increase profits. But then, without a merchant account, you will not be able to Accept Credit Card and debit card payments. if you’re interested in working with us, you can start your EMAP application below or call us at: (800) 805-4949 | Get Set-up with a Merchant Account ». they are few banks that are willing to underwrite and accept credit card transaction in this industry. How to shop for merchant service for nutra product industry and instruction to work with merchant service provider. Power Your Business With Nutraceutical Merchant Accounts and Payments From Scalesafe Payments — Easy, Reliable, and Secure Merchant accounts accept credit. Two of the most common supplements today with difficulty in securing supplement merchant accounts have been SARMs and Peptides. To establish credit, a completed credit application is required. *Attention business owners processing credit cards online* Your current processor may kill your business… Millions of merchant accounts were shut down last year by our competitors… We have a solution so that you can worry less about payment issues, have stable merchant accounts, and make more money online. What is an Offshore Merchant Account. . It is crucial for a nutra business in the virtual marketing space to have a seamless way of accepting and processing card payments. A merchant account is a type of bank account that allows businesses to accept credit card payments and debit cards. This could occur for various reasons, such as a suspected fraud attempt, a card that has been reported lost or stolen, or a card that has been blocked. Compare quotes from merchant providers who understand supplement & nutraceutical payments! Access 90% of UK's leading merchant acquiring banks. Soar Payments: Best for. Dairy products, such as milk and cheese. If you are looking forward to. A merchant account is a specific type of bank account that allows merchants to accept payments. Like many other companies that are classified as “high risk” by lenders, nutraceutical companies have uphill battles when they seek nutraceutical company merchant accounts. Shark Processing. This labeling has made applying for and approving a merchant account difficult. The most common merchant services companies are Square, Stripe, and Braintree. Bread, cereals, and other grain-based foods. This surge has nurtured a thriving industry, where businesses must adopt robust merchant account processing systems to seamlessly accept credit cards and offer customers convenient payment choices. 6% plus 10 cents, while the fee for a high-risk account might be 2. If you are looking forward to spreading your business worldwide, it is important to have the capacity to process such payments. For Millennials, that percentage is even higher. It encrypts sensitive data,. Accept credit cards via TouchSuite's merchant accounts. This includes hardware and software, the virtual terminal for point of sale transactions, the payment gateway, and all other aspects of credit card and ACH processing. MK Retail. If you run a cash-only business, you can get away with not having a merchant account. A high risk merchant account is a specialized payment processing account designed for businesses that operate in industries with a higher risk of chargebacks or fraud than traditional businesses. providing your credit card information in a secure manner. Overcome the toughest of merchant challenges &. Add more than 80 alternative payment methods favored by international buyers & watch your sales grow. With over 25 banks to choose from, Seamless Merchant can get you set up with a merchant account you can scale. An online business generally utilizes a payment gateway, but transactions are not limited to e-commerce online payments. A merchant account is a specific type of bank account that allows merchants to accept payments. Our Seamless Merchant solution for high-risk businesses provides credit card, check, and ACH payment processing with chargeback reduction tools to maximize your company’s profits. services that are. Fees also vary by card type. Getting a Merchant Account Closed / Application Rejected. “High risk” businesses include everything from car dealerships to e-cig vendors, and even merchant credit can have an impact. Multiple Underwriting Banks - If one bank decides to stop underwriting you and refuses to accept transactions, you want to have others that can take over without. The demand. A merchant account is a specific type of bank account that allows merchants to accept payments. They also struggle to secure the financing they need to grow their business and cover costs. We find the best payment processing solutions for your company! Learn more. If you are looking for an ethical credit card processor that doesn’t hide fees or lock you into expensive contracts, see Phillip’s merchant account picks here. “Start Accepting Credit Cards Today” Get Approved Now ️. Without a merchant account, these businesses have no way to accept credit and debit card transactions. Typically, a merchant account is used for credit card processing and eCheck processing but can be used for a variety of payment processing needs. A gaming merchant account is a specific type of bank account that allows merchants to accept payments. Loans. TailoredPay also works with both small and large businesses across multiple industries and sectors. You also have the option to accept credit card payments using a mobile credit card processing app on your phone instead of a terminal. Payment Processing; High Risk Merchants; Cash Discount; PCI Compliance; POS System; SMALL. The first change involves the registration process for merchants intending to surcharge. The application process was a pain and it took. COVID-19 changed cash for good. S. Stripe is used by more than 200,000 businesses around the world to accept payments on the web and mobile. Presenting your business in the best possible light from point of first contact is important because merchant accounts are essentially a line of credit from a processor. Company’s Legal Name or DBA Name & Address on the Website. Add echecks for more sales from US travelers. Industries. Why is the Nutraceutical industry seen as a high risk for merchant accounts that accept credit cards? Payment processors often view the nutraceutical industry as high risk for several reasons. Offering a variety of payment options, including credit cards, enhances. e. Both of them result in chargebacks and brand loss. A merchant account is a specific type of bank account that allows merchants to accept payments. Without a merchant account, you will not be able to accept payment via credit card or debit card. 9% + 30¢ online. Fastest application process: Soar Payments. Accept debit & credit cards. Processing of all major credit card. For example, a merchant account like Seamless Merchant offers more than 25 bank relationships, allowing businesses to accept credit card payments securely, quickly, and efficiently. According to reports, the global nutraceutical market is worth $233. ACCEPT PAYMENTS ONLINE. These industries can include online gaming, adult. With OptBlue, you have options. The Best Merchant Account Service Providers of 2023. For any E-commerce site, to accept payment by multiple means you need a proper payment gateway and a merchant account that supports your needs. Choose a service provider. High Risk Pay is a comprehensive solution perfect for nutraceutical merchants. The good news is that setting up an account with a processor or acquiring a bank to receive these payments isn’t difficult—the process typically takes a few days. General. Gain access to an extensive network of domestic and international banks to satisfy your processing needs. The Comprehensive Guide to Healthcare Credit Card Processing. Rates may be lower than you think. MK. Which cards you can accept, your chargeback rates, your merchant account limits, and other.